Ramp
Corporate cards + expense management platform that combines software with fintech/payment infrastructure and accounting integrations.
Problem it solves. Helps businesses manage spending, expense workflows, approvals, and financial operations more efficiently.
Who pays. Businesses / finance teams
Market. Fintech / B2B SaaS (expense management & corporate cards)
How it makes money. Mixed: software revenue plus payment/transaction-related revenue (no pricing disclosed)
Claimed. over $2B in annualized revenue
Multiple comments report concrete metrics ("over $2B in annualized revenue, positive cash flow and more than 85k business customers") and link to a CNBC interview, and the discussion treats Ramp as an existing, revenue-generating company rather than self-promo or fabricated claims.
“At $60B that's about 30x annualized revenue which is a high multiple” ▲ 70
“True but $60B is still massive. I'm interested on how much of the growth comes from software vs card transactions since the margins and economics are different” ▲ 60